Loans on FD (Fixed Deposit)

At Helios Finance, we offer loans against your Fixed Deposit (FD) to give you immediate access to funds without breaking your investment. Whether you need funds for personal or business use, our loan against FD allows you to leverage the value of your fixed deposit while keeping it intact for future returns.

Why Choose a Loan on FD from Us?

  • Low-Interest Rates: Get affordable loans with minimal interest charges.
  • Quick and Easy Process: Fast approvals and disbursal with minimal documentation.
  • Flexible Loan Amounts: Borrow up to a significant percentage of your FD’s value.
  • No Prepayment Penalties: Repay the loan at your convenience with no extra charges.
  • Retain FD Interest: Your FD continues to earn interest while you avail of the loan.

How Can You Use a Loan on FD?

  • Meet emergency financial needs
  • Fund personal expenses, such as medical bills or education
  • Expand or invest in your business
  • Consolidate debts or manage cash flow
  • Cover home renovation or purchase costs

Eligibility Criteria

  • Indian citizen aged 21 to 65 years
  • Fixed Deposit with a minimum maturity period of 6 months
  • Basic documentation, including proof of identity, FD details, and income

Apply Today!
Unlock the potential of your Fixed Deposit without disrupting your savings. With a loan on FD from Helios Finance, you can access funds quickly and easily while continuing to benefit from your investment. Apply Now and secure your financial future!

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